We see this legislation as a good first step: WE ARE ALL IN THIS TOGETHER for this OPTIMAL OUTCOME OUR WORK WILL BE DONE WHEN: - Individuals empowered to make solid financial decisions that extend the length of time their financial resources last in their lives with less stress and higher life satisfaction.
- Providers of retirement information accept responsibility to give accurate/unbiased information (meeting benchmarks in reporting and analysis as proposed in the bill.)
- Individuals make good decisions, initiate important financial action steps, and take control of their financial future.
- People have a higher level of understanding and are self reliant regarding their financial security.
- We all live with an increased sense of self respect because of our ability to take charge of our own financial lives.
- We become more focused on true wealth in our life (higher life satisfaction index scores) than on being driven to acquire things and money.
- Citizens throughout our country live in peace and put each other first vs. living in fear with concern about running out of money in their lifetime.
takes only 30 seconds Get involved: From giving 30 seconds to taking the time to become a major advocate or produce a television program, we need your help. See PROJECTS or jump in and endorse URSLA now. If you are scared and stressed, you are not alone. Over 75% of Americans say they are stressed about money. The majority of people say they are over extended. Retirement savings have shrunk. People are confused. Financial issues seem complicated and individuals don’t know who to trust. The financial industry doesn’t have a benchmark for unbiased financial analysis. Credit is a problem (estimates are that Americans have overspent by 3 trillion dollars). You and your neighbors need to see there is hope: It is not too late to make a difference. Studies show the MOST important time for people to make effective strategic retirement decisions is during a 20 year period – 10 years before and 10 years after retirement. People need to learn facts, need to see solutions and need to take control of their financial future while there is time. Our country and the financial future of the world hinges on actions being taken now. The recent financial crisis was a combination of failure of government and failure of individuals to make smart credit choices. Individuals can now play the major role in leading the change to take on the upcoming retirement Tsunami challenge, make smart choices and (if necessary) change behaviors to turn things around. Our idea helps Americans with unbiased analysis and incentives to make a difference. Who would benefit? Everyone. Now only 1 in 5 people plan for retirement. If we changed that number to 2 of 5, it would change our national “money conversation” – statistically creating a tipping point. 77 million Americans would benefit initially, and those who support those Americans (future payees into Social Security and government programs) would benefit economically. This is a first important step in providing clarity for a more secure future for millions of Americans. |